I just lately had the honour of interviewing David Adams, who applies his registered and trademarked Retire Whereas You Work® philosophy, alongside together with his distinctive 3 Bucket Technique, to assist shoppers handle their wealth. A famend Licensed Public Accountant, CERTIFIED FINANCIAL PLANNER™ skilled, and President of Adams Wealth Companions, LLC, he additionally hosts the Retire Whereas You Work® Podcast on Apple, YouTube, and Spotify. On this unique interview for Social Life-style Journal, I discover his monetary philosophy, experience, and private insights.
Meghan Forte: You’re employed with high-net-worth shoppers, enterprise house owners, and musicians. What distinctive challenges do these shoppers face in terms of monetary planning?
David Adams: Every group has its personal complexities. For enterprise house owners, most of their wealth is tied up of their firm, so planning revolves round liquidity, succession, and the best way to convert years of sweat fairness into monetary independence. Musicians and creatives usually have uneven earnings streams—large years adopted by quiet ones—so constructing stability and long-term safety is essential. Excessive-net-worth households face completely different challenges: property taxes, preserving wealth for a number of generations, and ensuring the cash enhances their household’s lives quite than creating entitlement. In all three circumstances, it’s about serving to them design a plan that aligns cash with their values.
Meghan Forte: Are you able to stroll our readers via your technique of serving to somebody via a serious life transition like promoting a enterprise or going via a divorce?
David Adams: Transitions are emotional as a lot as they’re monetary. When somebody sells a enterprise, they’re not simply cashing out—they’re closing a chapter of their identification. I begin by listening: what does life seem like after this occasion? Then we design a roadmap: how a lot liquidity to put aside, the best way to reinvest proceeds, tax methods, and the best way to recreate the sense of goal that enterprise as soon as offered. Divorce is equally advanced—it’s about regaining readability and stability in the course of emotional upheaval. My function is a component advisor, half counselor. The numbers matter, however so does creating confidence that they will rebuild and transfer ahead.
Meghan Forte: Trying forward, what’s subsequent for you personally and professionally?
David Adams: Personally, I’m in a season of presence—leaning into journey, writing, and spending time with household and my labrador retriever, Jolene. My canine additionally has a job because the “director of stress administration” on the agency, too. Professionally, I’m centered on increasing Adams Wealth Companions to change into probably the most client-centered corporations within the nation, whereas mentoring the following era of advisors. I’m additionally writing a number of books, from monetary literacy for teenagers to classes on redefining success for enterprise house owners. All of it ties again to my philosophy: wealth is only a software to dwell extra absolutely. I even have a private ardour mission—bringing areas to life via inventive design, considerate transforming, and inside design tasks round Nashville. It’s a approach for me to precise my creativity exterior the world of finance. You’ll be able to see extra of my work at Rossi Design Firm.
Meghan Forte: How do you see the monetary planning panorama evolving over the following decade?
David Adams: The trade is shifting away from being purely investment-driven to being really holistic. Know-how will maintain driving effectivity, however shoppers don’t simply need algorithms—they need a trusted companion who understands their story. Over the following decade, I see extra emphasis on behavioral teaching, household governance, and integrating monetary planning with well being, goal, and life-style. Advisors who can mix technical experience with human connection will proceed to thrive.
Meghan Forte: You’ve constantly been acknowledged by Forbes, Barron’s, and Raymond James. What do you assume units you aside within the wealth administration trade?
David Adams: I’ve all the time believed it’s not about beating the market—it’s about serving to individuals dwell the life they envision. Recognition is sweet, however what units me aside is the intentionality behind all the things we do. We constructed our agency across the philosophy of Retire Whereas You Work®—serving to shoppers dwell absolutely at present whereas planning responsibly for tomorrow. Shoppers really feel that we’re not simply managing property, we’re serving to them handle life. That human focus makes all of the distinction.
Meghan Forte: You’re deeply concerned in organizations like AncoraTN and the Stroll to Finish Alzheimer’s. How do these causes align along with your private {and professional} philosophy?
David Adams: Giving again is on the coronary heart of my private values and our agency’s tradition. AncoraTN focuses on serving to eradicate human trafficking in our neighborhood, which is one thing I care deeply about. The Stroll to Finish Alzheimer’s is private for me—I’ve seen how this illness impacts households. Each causes remind me that cash is simply as useful because the affect it permits. Supporting these organizations is a approach to make use of my assets, platform, and neighborhood to make a distinction past the stability sheet.
David Adams embodies a uncommon mix of economic acumen and human understanding. His Retire Whereas You Work® philosophy reimagines the standard concept of retirement, inspiring individuals to search out stability, pleasure, and success in each season of life—not simply on the end line. By way of his management at Adams Wealth Companions, dedication to mentorship, and fervour for giving again, Adams continues to form a extra purposeful, holistic strategy to wealth and well-being. Mixing monetary knowledge with a way of life rooted in which means and presence, he reminds us that true success is about residing absolutely—at present and day by day.
Nashville Location:
2905 twelfth Ave. South, #108
Nashville, TN 37204
Cellphone: (615) 435-3644
Murfreesboro Location:
1639 Medical Middle Pkwy., Ground 4 Murfreesboro, TN 37129
Skilled Web site
Adams Wealth Companions Instagram Profile
